No matter how many resolutions we make, the holidays always seem to cause us to throw budgetary caution to the wind. If you’re hoping for the gift of more time with your family during the holidays — take heart. Consulting this list, and checking it twice is sure to help you be wary of your budget, keep your holiday stress to a minimum and help you have time to enjoy the season with your children and family. Avoid multiple and unnecessary... > Full Story

Many families have told me about their “Christmas Simplification Plan”  - limiting their gifts to three per person. We told the Kay family babes years ago that if three...

Continue reading "It’s Not Crazy-mas, It’s Christ-mas"

Someone recently told me that they were tired of being in debt and were ready to get their spending under control. But they still enjoyed spending money to pamper themselves. They...

Continue reading "Contentment Robbers"